Team
Byron Heathcote
Financial Advisor and Key Individual
Byron is qualified as a Certified Financial Planner (CFP) through the Financial Planning Institute and holds a Post-Graduate Diploma in Financial Planning through the University of the Free State, as well as a B.Com Degree. Byron has been in the Financial Planning Industry since 2016 and has been appointed as a representative Advisor as well as Key Individual in Certior Benefits (Pty) Ltd. Byron is also appointed as a representative Advisor of Naviganti Financial Planning (Pty) Ltd.
Kim Lewis
Financial Advisor
Kim is qualified as a Certified Financial Planner (CFP) through the Financial Planning Institute and holds an Advanced Post-Graduate Diploma in Estate Planning and Risk Management through the University of the Free State. Kim has in excess of 15 years experience in the Financial Planning Industry and is an appointed representative Advisor of Certior Benefits (Pty) Ltd. Kim is also appointed as a representative Advisor and Key Individual of Naviganti Financial Planning (Pty) Ltd.
Neil Cairns
Financial Advisor
Neil is a Certified Financial Planner (CFP) through the Financial Planning Institute and holds a Post-Graduate Diploma in Financial Planning through the University of the Free State. Neil is also an Admitted Attorney, holding an LLB qualification through the University of KwaZulu-Natal. Neil has been in the Financial Planning industry for over 20 years and is an appointed representative Advisor for Certior Benefits (Pty) Ltd. Neil has been the owner and Key Individual of Naviganti Financial Planning (Pty) Ltd., a personal financial planning practice, since 2002.
Monique Smit
Compliance and Information Officer
Monique holds a Diploma in Accounting from Oxbridge Academy and is working towards obtaining her B.Com Compliance and Risk Management degree through Milpark Education. Monique has multiple years experience in the Financial Planning Industry and is appointed as the Compliance and Information Office for Certior Benefits (Pty) Ltd.
Contact Certior Benefits
Enquire via the link below and one of our team members will be in touch with you.
Certior Benefits (Pty) Ltd is an authorised Financial Service Provider
FSP no: 52674
© 2022 Certior Benefits (Pty) Ltd. All Rights Reserved.
© 2022 Certior Benefits (Pty) Ltd. All Rights Reserved.
Disclaimer
Certior Benefits (Pty) Ltd has, and will continue to take reasonable care to ensure that all information, in so far as this is under its control, provided on this website is true and correct.
Certior Benefits (Pty) Ltd shall not be responsible for, and therefore disclaims any liability for, any loss, liability, damage (whether direct or consequential) or expense of any nature whatsoever which may be suffered as a result of or which may be attributable, directly or indirectly, to the use of or reliance upon any information, links or service provided through this website.
There is no warranty of any kind, expressed or implied, regarding the information or any aspect of this service. Any warranty implied by law is hereby excluded except to the extent such exclusion would be unlawful.
Links to other sites
Our website contains links to other sites. Please be aware that Certior Benefits (Pty) Ltd is not responsible for the privacy practices of such other sites. We encourage users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website.